We believe that sound financial advice and long-term strategies will help you achieve your goals more quickly than short-term risky investments. We serve our clients best by providing “slow and steady” advice over the years.

Our Services

Retirement Planning

  • Diversifying your retirement income
  • Defending against market volatility
  • Social security and income planning reviews

Estate Planning

  • Coordinating with Estate Attorney
  • Tax considerations
  • Beneficiary designation planning

Wealth Management

  • 401(k) investment selection
  • Portfolio allocations
  • Portfolio rebalancing

Insurance

  • Insurance needs assesments and reviews
  • Disability insurance
  • Life insurance
  • Long term care insurance

A Reliable, Consistent
Long-Term Approach

Many of our clients come to us seeking an advisor who will provide them with conservative financial advice.

They aren't looking to get rich quick or retire at age 45. They are looking to make the most of their retirement savings while keeping their money as secure as is practical.

If this sounds like your approach to investing, then we invite you to sit down with us and let us know more about your life and your goals.

Although our approach to managing your wealth is very detailed, we can make the following simple promises:

  • We'll listen to you and only suggest financial strategies that work to serve your needs. We will never suggest financial products or strategies unless they fit your unique long-term goals.
  • We'll always be there as a sounding board to help you stay on track.
  • We'll continue to listen to you and adapt your financial plans as your life changes over time.

We seek to form relationships with clients who are looking for a conservative long-term approach to investing. This allows us to provide the highest quality of personal financial guidance.

Frequently Asked Questions

What are your fees?

There is no charge for the initial consultation meeting and we'll go over our fee structure with you during the initial meeting.

What's the best way to get started with your firm?

Give us a call at 858-999-5930 and we'll set up a first meeting with you to discuss your needs. After the meeting we'll put together some information and ideas for strategies that best fit what you've told us about your goals. Next, we'll present these ideas and plans to you and you'll decide whether to make us your advisor.

Will you ever make trades or changes to my account without my knowledge?

We will never make trades or do anything to your account without your direct authorization. You are always in control of all your accounts, and you are the full owner.

What type of Investment Management reporting will I receive?

Trade confirmations and monthly account statements are provided by Your Account Custodian. We manage our client accounts through Your Account Custodian because of their low costs and excellent service.

More questions? Please give us a call at 858-999-5930.
We're always happy to answer your questions.

Get a Second Opinion About Your Financial Plan

Our second opinion service is more than just a discussion about money and financial strategies. We want you to decide if we're a good fit for your needs, and we want to see if we can truly add value to your life.

Schedule a meeting with us for a second opinion and here's what you'll get:

  • We'll spend most of the meeting discussing your needs and listening to your answers.
  • We'll answer all your questions regarding our fees and the services we provide.
  • We'll talk about your current investment strategy and make notes for our follow-up conversation.

Although we may discuss ideas during the meeting we want to spend most of the time listening, rather than immediately trying to provide solutions.

After the meeting we'll put together some information and ideas for strategies that best fit what you've told us about your goals and income. Next we'll schedule a follow-up conversation in which we'll present our second opinion about your current plan.

There's no obligation for our second opinion service and any information we provide during your meeting and afterwards is yours to keep.

Call or email to schedule:

Online Retirement Checkup